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VIN REPORT

4T1DAACK5TU2271312026 TOYOTA Camry

Risk Score
0
LOW RISK
out of 100
Safety Recalls
Clear
No active recalls
NHTSA Complaints
None
No complaints filed
Safety Rating
Not Tested
See iihs.org/ratings
Vehicle Age
0 yrs
Made in UNITED STATES (USA)
Safety Grade
B-
Score: 80/100
Verdict & Risk Assessment
📄

Executive Summary

2026 TOYOTA Camry was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. No open recalls, complaints, or auction appearances were found — a clean result.

Critical Alerts
Title Brand CheckMined from auction damage fields and listing titles — not a DMV title history pull

No auction records available. Title brand status could not be verified — request title history from seller or state DMV.

Vehicle
Vehicle SpecificationsDecoded from NHTSA vPIC database
Make
TOYOTA
Model
Camry
Year
2026
Trim / Series
80 Series
Body Style
Sedan/Saloon
Vehicle Type
PASSENGER CAR
Drive Type
4x2
Fuel Type
Gasoline
Engine
4-cyl 2.5L 184 hp
Doors
4
Manufacturer
TOYOTA MOTOR MANUFACTURING, KENTUCKY, INC.
Assembly
GEORGETOWN, KENTUCKY, UNITED STATES (USA)
Electrification
HEV (Hybrid Electric Vehicle) - Level Unknown
EV Motor
Single Motor
Assembly Plant QualityToyota Motor Mfg. Kentucky (Georgetown)
A+Quality96/100
Excellent📍 GEORGETOWN, KENTUCKY

One of the most decorated assembly plants in North America. Builds Camry and Avalon.

Awards & Recognition
  • ✓JD Power IQS #1 Mid-Size Car (multiple years)
  • ✓JD Power Platinum Plant Award
Safety
Safety IntelligenceComposite analysis from NHTSA recall, complaint, and crash data
Overall Safety Grade
B-
Score: 80/100
Crash Test Rating20/40
Recall Safety30/30
Complaint History30/30
Recall Risk Score
0/100Clear

✓ No high-risk recall components found

Modern Safety Index
2/100
Basic
1 of 20 safety features detected
Missing: Automatic Emergency Braking, Pedestrian AEB, Forward Collision Warning, Electronic Stability Control
Fire Risk Assessment
None
  • ▸Electric/hybrid vehicle — monitor for battery thermal events
Driver Assistance FeaturesADAS equipment data from NHTSA vPIC database
Forward Collision Warning?Unknown
Automatic Emergency Braking?Unknown
Pedestrian AEB?Unknown
Rear AEB?Unknown
Lane Departure Warning?Unknown
Lane Keep Assist?Unknown
Lane Centering Assist?Unknown
Blind Spot Monitoring?Unknown
Rear Cross Traffic Alert?Unknown
Adaptive Cruise Control?Unknown
Adaptive Headlights?Unknown
Auto High Beam?Unknown
Parking Assist?Unknown
Backup Camera?Unknown
Electronic Stability Control?Unknown
Tire Pressure Monitoring?Unknown
Event Data Recorder✓Standard
Crash Notification?Unknown
Dynamic Brake Support?Unknown
Keyless Ignition?Unknown
Recalls
NHTSA Safety Recalls
0CLEAR
✓
No Recall Campaigns Found
NHTSA has no active or historical recalls for this 2026 TOYOTA.
Complaints
Details & Analysis
Financial
5-Year Total Cost of OwnershipEstimated based on EPA fuel data, risk-adjusted maintenance, and depreciation
$32,244
~$537/mo over 5 yrs
Fuel
$10,000
Insurance (est.)
$8,400
Maintenance
$4,000
Repair Risk Buffer
$1,500
Depreciation
$8,344

Estimated 5-year cost of ownership: $32,244 (~$537/mo). Repair risk buffer is standard due to vehicle risk profile.

Pre-Purchase Inspection ChecklistTailored for the 2026 TOYOTA Camry — specific failure modes your mechanic must check, not a generic list
MEDIUM
Get an independent pre-purchase inspection from a trusted mechanic
For any used vehicle with a risk score above Low, a $100–$150 independent inspection is always worth it.
MEDIUM
Run a VIN check on NHTSA.gov to confirm all recalls are closed
Free at nhtsa.gov/vehicle-safety/recalls — enter the VIN and confirm all campaigns show as completed.
MEDIUM
Verify title is clean and check for salvage/rebuilt brands at your state DMV
Title washing across state lines is common — confirm with your state DMV before finalizing purchase.
Recall Probability ForecastEstimated likelihood of a new recall in the next 18 months based on NHTSA signals
5%
18-month
10%
2-year
Low Probability
Cumulative 2-year risk: 10%

5% baseline recall probability — no strong indicators of an imminent recall.

Maintenance ScheduleOEM-specified service intervals for this vehicle

Maintenance intervals vary significantly by make, model, year, engine, and driving conditions. Always follow the manufacturer's official schedule — not generic industry estimates.

Official TOYOTA Maintenance Guide ↗Search Owner's Manual ↗

Tip: Request the seller's service records and compare against the manufacturer schedule. Missing intervals are a negotiation point.

History & Auctions
Insurance Cost EstimateEstimated annual premiums based on vehicle profile, theft data, and NHTSA safety ratings
Full Coverage
$2,200–$2,800/yr
~$183–$233/mo
Liability Only
$560–$710/yr
~$47–$59/mo
Category: Standard Vehicle
▲ Moderate theft risk: +8% to comprehensive premium▲ New / recent model year: +15% (high replacement cost)

Based on 2024 national avg ($2,011/yr full coverage). Individual rates vary by driver, location & insurer. Always compare 3+ quotes.

Market & Background SignalsTheft risk, fleet history, dealer patterns, and emissions compliance
Theft Risk
Moderate
1.8× national average · 19/1,000 vehicles
Recovery rate:73%of stolen TOYOTA Camrys are recovered

TOYOTA Camry has a moderately elevated theft risk (1.8× average).

Manufacturer NHTSA Penalty HistoryFederal fines issued for recall delays and safety violations

TOYOTA has been fined $1217M+ by NHTSA. Most recently in 2014: Criminal settlement — concealed unintended acceleration defects for years before recall.

2014$1200MCriminal settlement — concealed unintended acceleration defects for years before recall
2012$17MFailure to promptly notify NHTSA of power window defect
State-Specific Legal ProtectionsWhat consumer laws apply to this vehicle purchase in your state

Select your state to see what consumer protection laws, lemon law coverage, and title disclosure requirements apply to this vehicle purchase.

Complete Data TableAll decoded fields in a single flattened view

Vehicle Identity

VIN4T1DAACK5TU227131
Model Year2026
MakeTOYOTA
ModelCamry
Series80 Series
Vehicle TypePASSENGER CAR

Body & Configuration

Body StyleSedan/Saloon
Doors4
Drive Type4x2
Fuel TypeGasoline

Engine

Engine Cylinders4
Displacement (L)2.5
Horsepower184

Manufacturer

ManufacturerTOYOTA MOTOR MANUFACTURING, KENTUCKY, INC.
Assembly CityGEORGETOWN
Assembly CountryUNITED STATES (USA)

VIN Structure

WMI (Chars 1–3)4T1
Check Digit (Char 9)5
Model Year Code (Char 10)T
Plant Code (Char 11)U
Sequence (Chars 12–17)227131

Safety Data

NHTSA Recall Count0
NHTSA Complaint Count0
VIN Structure DecodeISO 3779 character-by-character breakdown of this Vehicle Identification Number
4
1
T
2
1
3
D
4
A
5
A
6
C
7
K
8
5
9
T
10
U
11
2
12
2
13
7
14
1
15
3
16
1
17
WMI (1–3)
VDS (4–8)
Check Digit (9)
Model Year (10)
Serial (11–17)
4
World Manufacturer
Country & region of manufacture
Position 1
T
Manufacturer
Specific manufacturer identifier
Position 2
1
Vehicle Type
Division or vehicle type
Position 3
DAACK
Vehicle Descriptor Section (VDS)
Body style, engine type, restraint system
Position 4–8
5
Check Digit
Mathematical validation character
Position 9
T
Model Year
Year of manufacture
Position 10
U
Assembly Plant
Where the vehicle was assembled
Position 11
227131
Production Sequence
Unique serial number for this vehicle
Position 12–17
Country of Manufacture
United States
From VIN position 1 (4)
Model Year Character
"T" → 2026
Could also be 1996
Check Digit (Pos 9)
✓ Valid
ISO 3779 weighted-sum algorithm
Research This Model
Reliability Scores
Year-by-year reliability ratings
Years to Avoid
Best & worst model years ranked
Common Problems
Owner complaints & known defects
All NHTSA Recalls
Complete recall campaign history
View all TOYOTA VIN reports →← New Lookup

Disclaimer: Data sourced from NHTSA public APIs and scraped auction listings. For informational purposes only. Not a substitute for a paid vehicle history report. Retrieved: 4/17/2026, 11:23:07 AM.