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VIN REPORT

YV4A22PK4L15503292020 VOLVO XC90Momentum

12of 100
Low Risk
Buyer Risk Score
Recalls · Model-Wide
7
7 campaigns (all model years)
Safety Grade
D
62/100 composite
Complaints · 2020
None
Clean record
Vehicle Age
6 yrs
Made in SWEDEN
BUYPurchase Verdict

2020 VOLVO XC90 was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. There are 7 open recalls on record — these are safety-critical and should be addressed immediately.

Verdict & Risk Assessment
📄

Executive Summary

2020 VOLVO XC90

2020 VOLVO XC90 was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. There are 7 open recalls on record — these are safety-critical and should be addressed immediately.

  • 7 open recalls including safety-critical systems (Brake system recall; Steering system recall)
  • Component failure cascade detected — a known defect pattern that typically leads to more severe downstream damage
12
of 100
Low Risk
Low risk profile — minor signals only, likely routine.
LOWMODERATEHIGHCRITICAL
1 Contributing Risk Factor
7 model-wide recalls on record
+12
Critical Alerts

Title Brand Check

Mined from auction damage fields and listing titles — not a DMV title history pull

No auction records available. Title brand status could not be verified — request title history from seller or state DMV.

Vehicle

Vehicle Specifications

Decoded from NHTSA vPIC database

Make
VOLVO
Model
XC90
Year
2020
Trim / Series
Momentum
Body Style
Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]
Vehicle Type
MULTIPURPOSE PASSENGER VEHICLE (MPV)
Drive Type
AWD/All-Wheel Drive
Fuel Type
Gasoline
Engine
4-cyl 2.0L 316 hp
Transmission
Automatic
Manufacturer
VOLVO CAR CORPORATION
Assembly
SWEDEN
Curb Weight
5,130 lbs
GVWR
Class 2E: 6,001 - 7,000 lb (2,722 - 3,175 kg)
Safety

Safety Intelligence

Composite analysis from NHTSA recall, complaint, and crash data

Overall Safety Grade
D
Score: 62/100
Crash Test Rating20/40
Recall Safety12/30
Complaint History30/30
Recall Risk Score
60/100High
  • ▸Brake system recall
  • ▸Steering system recall
Modern Safety Index
88/100
Comprehensive
17 of 20 safety features detected
Lemon Law Risk Indicator
Elevated
  • ⚠2 recalls on same component: Brakes
  • ⚠3 recalls on same component: Electrical

Lemon law eligibility depends on state law, number of repair attempts, and days out of service. Consult an attorney for actual eligibility.

Driver Assistance Features

ADAS equipment data from NHTSA vPIC database

Forward Collision Warning✓Standard
Automatic Emergency Braking✓Standard
Pedestrian AEB✓Standard
Rear AEB?Unknown
Lane Departure Warning✓Standard
Lane Keep Assist✓Standard
Lane Centering Assist?Unknown
Blind Spot Monitoring✓Standard
Rear Cross Traffic Alert✓Standard
Adaptive Cruise Control✓Standard
Adaptive Headlights✓Standard
Auto High Beam✓Standard
Parking Assist✓Standard
Backup Camera✓Standard
Electronic Stability Control✓Standard
Tire Pressure Monitoring?Indirect
Event Data Recorder?Unknown
Crash Notification✓Standard
Dynamic Brake Support✓Standard
Keyless Ignition✓Standard
Recalls7

NHTSA Safety Recalls

7 RECALLS
7found
ℹ

NHTSA VIN-specific recall lookup returned no data for this VIN. The 7 recalls below are model-wide and may or may not apply to this exact vehicle depending on production date. Verify at nhtsa.gov/recalls.

Estimated Repair Completion (Statistical)

Average repair completion across 7 recalls is ~69%. Always ask the seller for dealer service records confirming each repair.

69%
avg repaired

Statistical model based on recall age, component type, and manufacturer. Not a repair confirmation. Demand dealer service records.

VOLVO Recall Completion Rate — Industry Context
90%Good

VOLVO completes recalls at a good rate (90%), averaging about 16 months to remedy. Most affected vehicles are fixed.

Avg time to remedy open recall: ~16 months · Source: NHTSA Recall Completion Rate Reports

Avg Fix Time
16mo
#20V144000
Dec 2020

FORWARD COLLISION AVOIDANCE: AUTOMATIC EMERGENCY BRAKING

SummaryVolvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles. Due to a software/hardware incompatibility, the Automatic Emergency Brake (AEB) system may not detect obstacles and engage as intended.
Read full details...
ConsequenceIf the automatic emergency braking system does not engage as intended, it can increase the risk of a crash.
Est. Repair Completion~69%

~31% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V716000
Invalid Date

SERVICE BRAKES, HYDRAULIC:ANTILOCK/TRACTION CONTROL/ELECTRONIC LIMITED SLIP

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles. An improperly welded rotor and shaft may separate within the integrated brake system.
Read full details...
ConsequenceSeparation of the rotor and shaft may cause a reduction in braking assistance and a loss of the Antilock Brake System (ABS) and Electronic Stability Control (ESC), increasing the risk of a crash.
Est. Repair Completion~73%

~27% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V414000
Feb 2021

ELECTRICAL SYSTEM:WIRING:FUSES AND CIRCUIT BREAKERS

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 vehicles. The low-pressure fuel pump can blow a fuse and fail.
Read full details...
ConsequenceFailure of the low-pressure fuel pump can cause a stall, increasing the risk of a crash.
Est. Repair Completion~69%

~31% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V273000
Invalid Date

ELECTRICAL SYSTEM:SOFTWARE

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2016-2020 XC90 Excellence vehicles. Liquid or condensation on the rear seat control display may cause the front passenger seat to move back as far as possible.
Read full details...
ConsequenceThe rear passenger may become trapped by the front seat without the ability to cancel the seat's movement, increasing the risk of injury.
Est. Repair Completion~69%

~31% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#23V001000
May 2023

STEERING

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles. During steering gear assembly, double screws may have been assembled on top of each other, which can cause a screw to fall into the gearbox housing.
Read full details...
ConsequenceA screw inside the gearbox housing can cause the steering wheel to lock up and increase the risk of a crash.
Est. Repair Completion~76%

~24% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#23V827000
Jul 2023

SEAT BELTS:CRITICAL FASTENERS

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.
Read full details...
ConsequenceAn improperly tightened seat belt buckle may not restrain an occupant as intended, increasing their risk of injury during a crash.
Est. Repair Completion~64%

~36% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#25V179000
Invalid Date

ELECTRICAL SYSTEM:SOFTWARE

SummaryVolvo Car USA, LLC (Volvo Car) is recalling certain 2020-2021 S90, 2020-2022 S60, V60, XC60, XC90, and 2022 V90 plug-in hybrid vehicles. The high-voltage battery may experience a short circuit within the battery module when the battery is fully charged and the vehicle is parked.
Read full details...
ConsequenceA short circuit in a high-voltage battery increases the risk of a fire.
Est. Repair Completion~65%

~35% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

Recall Intelligence

Detailed analysis of recall history and severity

Recall Age — How Long Open
LONG-STANDING OPEN
FORWARD COLLISION AVOIDANCE: AUTOMATIC EMERGENCY BRAKING
5.9yr open
ELECTRICAL SYSTEM:WIRING:FUSES AND CIRCUIT BREAKERS
5.7yr open
STEERING
3.5yr open
SEAT BELTS:CRITICAL FASTENERS
3.3yr open

⚠ One or more recalls have been open for over 5 years — may never have been repaired on this vehicle.

First Recall
02/06/2021
7 total campaigns
Systems Recalled
BrakesElectricalSteeringSafety SystemsExterior/Other
Recall Remedy Breakdown
3
Part Replacements
3
Software/OTA Updates
0
Buyback/Refund
0
High-Effort Repairs
⚠ 4 recalls are over 2 years old — statistically less likely to have been completed. Verify repair status with any dealer using your VIN.
Complaints

Component Failure Cascade Risk

Known patterns where one defect leads to more severe downstream failures

CriticalEGR issue detected

▸ Head gasket failure and engine overheating — EGR cooler failure is the leading cause of catastrophic engine failure on diesel engines

HighFUEL PUMP issue detected

▸ Engine stalling at speed — fuel delivery failure can cause sudden loss of power in traffic or on highways

Details & Analysis
Financial

5-Year Total Cost of Ownership

Estimated based on EPA fuel data, risk-adjusted maintenance, and depreciation

$30,084
~$501/mo over 5 yrs
$0.4/mi
cost per mile
Fuel
$10,000
Insurance (est.)
$7,500
Maintenance
$4,000
Repair Risk Buffer
$1,500
Depreciation
$7,084

Estimated 5-year cost of ownership: $30,084 (~$501/mo). Repair risk buffer is standard due to vehicle risk profile.

Negotiation Ammunition

Use these data-backed findings to negotiate the price down

7 open recalls (unverified repair status)−$3,500
4 recalls over 2 years old — likely uncompleted−$1,600
Total recommended deduction−$5,100

Pre-Purchase Inspection Checklist

Tailored for the 2020 VOLVO XC90 — specific failure modes your mechanic must check, not a generic list

HIGH
Inspect for egr issue detected — ask for repair records
Head gasket failure and engine overheating — EGR cooler failure is the leading cause of catastrophic engine failure on diesel engines
HIGH
Inspect for fuel pump issue detected — ask for repair records
Engine stalling at speed — fuel delivery failure can cause sudden loss of power in traffic or on highways
HIGH
Verify recall FORWARD COLLISION AVOIDANCE: AUTOMATIC EMERGENCY BRAKING has been repaired
Recall on record for: Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country
HIGH
Verify recall SERVICE BRAKES, HYDRAULIC:ANTILOCK/TRACTION CONTROL/ELECTRONIC LIMITED SLIP has been repaired
Recall on record for: Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles. An improperly welded
HIGH
Verify recall ELECTRICAL SYSTEM:WIRING:FUSES AND CIRCUIT BREAKERS has been repaired
Recall on record for: Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 veh
HIGH
Verify recall ELECTRICAL SYSTEM:SOFTWARE has been repaired
Recall on record for: Volvo Car USA, LLC (Volvo Car) is recalling certain 2016-2020 XC90 Excellence vehicles. Liquid or condensation on the r
HIGH
Verify recall STEERING has been repaired
Recall on record for: Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles. During steering gear asse
MEDIUM
Get an independent pre-purchase inspection from a trusted mechanic
For any used vehicle with a risk score above Low, a $100–$150 independent inspection is always worth it.
MEDIUM
Run a VIN check on NHTSA.gov to confirm all recalls are closed
Free at nhtsa.gov/vehicle-safety/recalls — enter the VIN and confirm all campaigns show as completed.
MEDIUM
Verify title is clean and check for salvage/rebuilt brands at your state DMV
Title washing across state lines is common — confirm with your state DMV before finalizing purchase.

Recall Probability Forecast

Estimated likelihood of a new recall in the next 18 months based on NHTSA signals

15%
18-month
28%
2-year
Low Probability
Cumulative 2-year risk: 28%

15% baseline recall probability — no strong indicators of an imminent recall.

  • ▸Multiple prior recalls — pattern of safety issues on this model

Maintenance Schedule

OEM-specified service intervals for this vehicle

Maintenance intervals vary significantly by make, model, year, engine, and driving conditions. Always follow the manufacturer's official schedule — not generic industry estimates.

Official VOLVO Maintenance Guide ↗Search Owner's Manual ↗

Tip: Request the seller's service records and compare against the manufacturer schedule. Missing intervals are a negotiation point.

History & Auctions

Insurance Cost Estimate

Estimated annual premiums based on vehicle profile, theft data, and NHTSA safety ratings

Full Coverage
$1,650–$2,090/yr
~$138–$174/mo
Liability Only
$560–$710/yr
~$47–$59/mo
Category: Standard Vehicle
▼ 6-year-old vehicle: −7% (moderate depreciation)

Based on 2024 national avg ($2,011/yr full coverage). Individual rates vary by driver, location & insurer. Always compare 3+ quotes.

State-Specific Legal Protections

What consumer laws apply to this vehicle purchase in your state

Select your state to see what consumer protection laws, lemon law coverage, and title disclosure requirements apply to this vehicle purchase.

Complete Data Table

All decoded fields in a single flattened view

Vehicle Identity

VINYV4A22PK4L1550329
Model Year2020
MakeVOLVO
ModelXC90
TrimMomentum
Vehicle TypeMULTIPURPOSE PASSENGER VEHICLE (MPV)

Body & Configuration

Body StyleSport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]
Seat Rows7
Drive TypeAWD/All-Wheel Drive
Fuel TypeGasoline
TransmissionAutomatic

Engine

Engine Cylinders4
Displacement (L)2.0
Horsepower316

Manufacturer

ManufacturerVOLVO CAR CORPORATION
Assembly CountrySWEDEN

VIN Structure

WMI (Chars 1–3)YV4
Check Digit (Char 9)4
Model Year Code (Char 10)L
Plant Code (Char 11)1
Sequence (Chars 12–17)550329

Safety Data

NHTSA Recall Count7
NHTSA Complaint Count0

VIN Structure Decode

ISO 3779 character-by-character breakdown of this Vehicle Identification Number

Y
1
V
2
4
3
A
4
2
5
2
6
P
7
K
8
4
9
L
10
1
11
5
12
5
13
0
14
3
15
2
16
9
17
WMI (1–3)
VDS (4–8)
Check Digit (9)
Model Year (10)
Serial (11–17)
Y
World Manufacturer
Country & region of manufacture
Position 1
V
Manufacturer
Specific manufacturer identifier
Position 2
4
Vehicle Type
Division or vehicle type
Position 3
A22PK
Vehicle Descriptor Section (VDS)
Body style, engine type, restraint system
Position 4–8
4
Check Digit
Mathematical validation character
Position 9
L
Model Year
Year of manufacture
Position 10
1
Assembly Plant
Where the vehicle was assembled
Position 11
550329
Production Sequence
Unique serial number for this vehicle
Position 12–17
Country of Manufacture
Sweden
From VIN position 1 (Y)
Model Year Character
"L" → 2020
Could also be 1990
Check Digit (Pos 9)
✓ Valid
ISO 3779 weighted-sum algorithm
Research This Model
Reliability Scores
Year-by-year reliability ratings
Years to Avoid
Best & worst model years ranked
Common Problems
Owner complaints & known defects
All NHTSA Recalls
Complete recall campaign history
View all VOLVO VIN reports →← New Lookup

Disclaimer: Data sourced from NHTSA public APIs and scraped auction listings. For informational purposes only. Not a substitute for a paid vehicle history report. Retrieved: 11/1/2026, 1:54:51 AM.