VIN REPORT
VF3M45GBUMS0275812021 PEUGEOT
Risk Score
0
LOW RISK
out of 100
Safety Recalls
Clear
No active recalls
NHTSA Complaints
None
No complaints filed
Safety Rating
Not Tested
See iihs.org/ratings
Vehicle Age
5 yrs
2021
Safety Grade
B-
Score: 80/100
Verdict & Risk Assessment
📄
Executive Summary
2021 PEUGEOT was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. No open recalls, complaints, or auction appearances were found — a clean result.
Critical Alerts
Title Brand CheckMined from auction damage fields and listing titles — not a DMV title history pull
No auction records available. Title brand status could not be verified — request title history from seller or state DMV.
Vehicle
Vehicle SpecificationsDecoded from NHTSA vPIC database
- Make
- PEUGEOT
- Year
- 2021
- Vehicle Type
- PASSENGER CAR
- Manufacturer
- AUTOMOBILES PEUGEOT
- Assembly
- SOCHAUX
Assembly Plant QualityPlant: SOCHAUX
CQuality55/100
Standard📍 SOCHAUX
No specific quality data available for this plant. No documented recall or complaint concentrations on record.
Safety
Safety IntelligenceComposite analysis from NHTSA recall, complaint, and crash data
Overall Safety Grade
B-
Score: 80/100
Crash Test Rating20/40
Recall Safety30/30
Complaint History30/30
Recall Risk Score
0/100Clear
✓ No high-risk recall components found
Modern Safety Index
0/100
Basic
0 of 20 safety features detected
Missing: Automatic Emergency Braking, Pedestrian AEB, Forward Collision Warning, Electronic Stability Control
Recalls
Deferred Failure RiskComponents and defects approaching or past their known service milestones
33/100
Monitor Deferred Risk
4 component(s) approaching service intervals within the next 20,000 miles. Factor routine maintenance costs into your ownership budget.
⚠No odometer data on record. Mileage is estimated at ~60,000 mi based on average annual driving. Items marked EST. OVERDUE may already be due — verify service history with the seller. Items marked OVERDUE are confirmed past-due based on vehicle age alone.
MONITORCriticalWater Pump
Service interval: 100,000 mi · Est. ~60,000 mi (no odometer on record)
Schedule Water Pump service before 100,000 mi
Water pump failure causes rapid overheating. If the engine overheats even once, head gasket damage is likely — turning a $400 part into a $3,000+ repair.
EST. OVERDUEHighTransmission Fluid / Service
Service interval: 5 yr · Vehicle age: 5 yr · Past due by age
Service Transmission Fluid / Service immediately — already past the 60,000 mi / 5 yr interval
Degraded transmission fluid destroys clutch packs and solenoids. CVT transmissions are especially sensitive — neglected fluid can result in a $4,000–$8,000 replacement.
EST. OVERDUEHighCoolant Flush
Service interval: 5 yr · Vehicle age: 5 yr · Past due by age
Service Coolant Flush immediately — already past the 100,000 mi / 5 yr interval
Degraded coolant loses corrosion inhibitors and attacks aluminum engine components. Can cause head gasket failure and water pump corrosion.
MONITORModerateSpark Plugs (iridium/platinum)
Service interval: 100,000 mi · Est. ~60,000 mi (no odometer on record)
Schedule Spark Plugs (iridium/platinum) service before 100,000 mi
Worn spark plugs cause misfires that can foul and crack catalytic converters. A $150 tune-up can prevent a $1,200 catalytic converter replacement.
NHTSA Safety Recalls
0CLEAR
✓
No Recall Campaigns Found
NHTSA has no active or historical recalls for this 2021 PEUGEOT.
Complaints
Details & Analysis
Financial
5-Year Total Cost of OwnershipEstimated based on EPA fuel data, risk-adjusted maintenance, and depreciation
$34,084
~$568/mo over 5 yrs
$0.6/mi
cost per mile
Fuel
$10,000
Insurance (est.)
$7,500
Maintenance
$8,000
Repair Risk Buffer
$1,500
Depreciation
$7,084
Estimated 5-year cost of ownership: $34,084 (~$568/mo). Repair risk buffer is standard due to vehicle risk profile.
Pre-Purchase Inspection ChecklistTailored for the 2021 PEUGEOT — specific failure modes your mechanic must check, not a generic list
MEDIUM
Get an independent pre-purchase inspection from a trusted mechanic
For any used vehicle with a risk score above Low, a $100–$150 independent inspection is always worth it.
MEDIUM
Run a VIN check on NHTSA.gov to confirm all recalls are closed
Free at nhtsa.gov/vehicle-safety/recalls — enter the VIN and confirm all campaigns show as completed.
MEDIUM
Verify title is clean and check for salvage/rebuilt brands at your state DMV
Title washing across state lines is common — confirm with your state DMV before finalizing purchase.
Recall Probability ForecastEstimated likelihood of a new recall in the next 18 months based on NHTSA signals
5%
18-month
10%
2-year
Low Probability
Cumulative 2-year risk: 10%
5% baseline recall probability — no strong indicators of an imminent recall.
History & Auctions
Insurance Cost EstimateEstimated annual premiums based on vehicle profile, theft data, and NHTSA safety ratings
Full Coverage
$1,650–$2,090/yr
~$138–$174/mo
Liability Only
$560–$710/yr
~$47–$59/mo
Category: Standard Vehicle
▼ 5-year-old vehicle: −7% (moderate depreciation)
Based on 2024 national avg ($2,011/yr full coverage). Individual rates vary by driver, location & insurer. Always compare 3+ quotes.
State-Specific Legal ProtectionsWhat consumer laws apply to this vehicle purchase in your state
Select your state to see what consumer protection laws, lemon law coverage, and title disclosure requirements apply to this vehicle purchase.
Complete Data TableAll decoded fields in a single flattened view
Vehicle Identity
| VIN | VF3M45GBUMS027581 |
| Model Year | 2021 |
| Make | PEUGEOT |
| Vehicle Type | PASSENGER CAR |
Manufacturer
| Manufacturer | AUTOMOBILES PEUGEOT |
| Assembly City | SOCHAUX |
VIN Structure
| WMI (Chars 1–3) | VF3 |
| Check Digit (Char 9) | U |
| Model Year Code (Char 10) | M |
| Plant Code (Char 11) | S |
| Sequence (Chars 12–17) | 027581 |
Safety Data
| NHTSA Recall Count | 0 |
| NHTSA Complaint Count | 0 |
VIN Structure DecodeISO 3779 character-by-character breakdown of this Vehicle Identification Number
V
1
F
2
3
3
M
4
4
5
5
6
G
7
B
8
U
9
M
10
S
11
0
12
2
13
7
14
5
15
8
16
1
17
WMI (1–3)
VDS (4–8)
Check Digit (9)
Model Year (10)
Serial (11–17)
V
World Manufacturer
Country & region of manufacture
Position 1
F
Manufacturer
Specific manufacturer identifier
Position 2
3
Vehicle Type
Division or vehicle type
Position 3
M45GB
Vehicle Descriptor Section (VDS)
Body style, engine type, restraint system
Position 4–8
U
Check Digit
Mathematical validation character
Position 9
M
Model Year
Year of manufacture
Position 10
S
Assembly Plant
Where the vehicle was assembled
Position 11
027581
Production Sequence
Unique serial number for this vehicle
Position 12–17
Country of Manufacture
France
From VIN position 1 (V)
Model Year Character
"M" → 2021
Could also be 1991
Check Digit (Pos 9)
✗ Invalid
ISO 3779 weighted-sum algorithm
Disclaimer: Data sourced from NHTSA public APIs and scraped auction listings. For informational purposes only. Not a substitute for a paid vehicle history report. Retrieved: 5/21/2026, 4:19:11 PM.