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5UX2V5C06M9G426502021 BMW X4M40i

Risk Score
35
MODERATE RISK
out of 100
Safety Recalls
7 Found
7 campaigns
NHTSA Complaints
6
Reported to NHTSA
Safety Rating
Not Tested
See iihs.org/ratings
Vehicle Age
5 yrs
Made in UNITED STATES (USA)
Safety Grade
F
Score: 57/100
Verdict & Risk Assessment
📄

Executive Summary

2021 BMW X4 was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. There are 7 open recalls on record — these are safety-critical and should be addressed immediately. 6 owner complaints have been filed with NHTSA — review the complaint section for the most common failure patterns.

  • ▸7 open recalls including safety-critical systems (Fire risk — park outdoors recall; Fuel system recall)
  • ▸Complaint rate is accelerating — issues appear to be getting worse, not better
  • ▸Vehicle may qualify for lemon law protection based on recall and complaint pattern — consult an attorney
35/100
Moderate Risk
4 moderate risk signals detected. Negotiate accordingly and verify service history.
LOWMODERATEHIGHCRITICAL
Contributing Risk Factors — 4 detected
7 model-wide recalls on record
+12
Vehicle may qualify as a lemon — repeat repair failures
+10
Elevated fire risk signals detected
+7
Accelerating complaint trend — problems increasing over time
+6
Critical Alerts
Title Brand CheckMined from auction damage fields and listing titles — not a DMV title history pull

No auction records available. Title brand status could not be verified — request title history from seller or state DMV.

Vehicle
Vehicle SpecificationsDecoded from NHTSA vPIC database
Make
BMW
Model
X4
Year
2021
Trim / Series
M40i
Body Style
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Vehicle Type
MULTIPURPOSE PASSENGER VEHICLE (MPV)
Drive Type
AWD/All-Wheel Drive
Fuel Type
Gasoline
Engine
6-cyl 2.9791682352L 382 hp
Transmission
Automatic
Doors
4
Manufacturer
BMW MANUFACTURER CORPORATION / BMW NORTH AMERICA
Assembly
GREER, SOUTH CAROLINA, UNITED STATES (USA)
GVWR
Class 1D: 5,001 - 6,000 lb (2,268 - 2,722 kg)
Base MSRP
$61,700
Assembly Plant QualityPlant: GREER, SOUTH CAROLINA
CQuality55/100
Standard📍 GREER, SOUTH CAROLINA

No specific quality data available for this plant. No documented recall or complaint concentrations on record.

Safety
Safety IntelligenceComposite analysis from NHTSA recall, complaint, and crash data
Overall Safety Grade
F
Score: 57/100
Crash Test Rating20/40
Recall Safety7/30
Complaint History30/30
Recall Risk Score
78/100Critical
  • ▸Fire risk — park outdoors recall
  • ▸Fuel system recall
  • ▸Engine recall
Modern Safety Index
64/100
Advanced
16 of 20 safety features detected
Missing: Automatic Emergency Braking, Pedestrian AEB
Fire Risk Assessment
Elevated
  • ▸1 recall(s) involve fire or ignition risk
  • ▸1 fuel system recall(s) — potential ignition risk
Lemon Law Risk Indicator
Moderate
  • ⚠2 recalls on same component: Electrical

Lemon law eligibility depends on state law, number of repair attempts, and days out of service. Consult an attorney for actual eligibility.

Recall + Complaint Convergence

The same components appear in both official NHTSA recalls and owner-filed complaints — a double-confirmed failure signal.

Engine/Powertrain
↻ 1 recall✦ 2 complaints
Driver Assistance FeaturesADAS equipment data from NHTSA vPIC database
Forward Collision Warning✓Standard
Automatic Emergency Braking?Unknown
Pedestrian AEB?Unknown
Rear AEB?Unknown
Lane Departure Warning✓Standard
Lane Keep Assist~Optional
Lane Centering Assist✓Standard
Blind Spot Monitoring✓Standard
Rear Cross Traffic Alert✓Standard
Adaptive Cruise Control~Optional
Adaptive Headlights✓Standard
Auto High Beam✓Standard
Parking Assist~Optional
Backup Camera✓Standard
Electronic Stability Control✓Standard
Tire Pressure Monitoring?Direct
Event Data Recorder?Unknown
Crash Notification✓Standard
Dynamic Brake Support✓Standard
Keyless Ignition✓Standard
Recalls
Deferred Failure RiskComponents and defects approaching or past their known service milestones
33/100
Monitor Deferred Risk
5 component(s) approaching service intervals within the next 20,000 miles. Factor routine maintenance costs into your ownership budget.
⚠No odometer data on record. Mileage is estimated at ~60,000 mi based on average annual driving. Items marked EST. OVERDUE may already be due — verify service history with the seller. Items marked OVERDUE are confirmed past-due based on vehicle age alone.
MONITORCriticalWater Pump
Service interval: 100,000 mi · Est. ~60,000 mi (no odometer on record)
Schedule Water Pump service before 100,000 mi
Water pump failure causes rapid overheating. If the engine overheats even once, head gasket damage is likely — turning a $400 part into a $3,000+ repair.
EST. OVERDUEHighTransmission Fluid / Service
Service interval: 5 yr · Vehicle age: 5 yr · Past due by age
Service Transmission Fluid / Service immediately — already past the 60,000 mi / 5 yr interval
Degraded transmission fluid destroys clutch packs and solenoids. CVT transmissions are especially sensitive — neglected fluid can result in a $4,000–$8,000 replacement.
EST. OVERDUEHighDifferential / Transfer Case Fluid
Service interval: 4 yr · Vehicle age: 5 yr · Past due by age
Service Differential / Transfer Case Fluid immediately — already past the 50,000 mi / 4 yr interval
On 4WD/AWD vehicles, neglected differential or transfer case fluid causes metal-on-metal wear. Replacement costs $1,500–$4,000.
EST. OVERDUEHighCoolant Flush
Service interval: 5 yr · Vehicle age: 5 yr · Past due by age
Service Coolant Flush immediately — already past the 100,000 mi / 5 yr interval
Degraded coolant loses corrosion inhibitors and attacks aluminum engine components. Can cause head gasket failure and water pump corrosion.
MONITORModerateSpark Plugs (iridium/platinum)
Service interval: 100,000 mi · Est. ~60,000 mi (no odometer on record)
Schedule Spark Plugs (iridium/platinum) service before 100,000 mi
Worn spark plugs cause misfires that can foul and crack catalytic converters. A $150 tune-up can prevent a $1,200 catalytic converter replacement.
NHTSA Safety Recalls
77 RECALLS
ℹ

NHTSA VIN-specific recall lookup returned no data for this VIN. The 7 recalls below are model-wide and may or may not apply to this exact vehicle depending on production date. Verify at nhtsa.gov/recalls.

Estimated Repair Completion (Statistical)

2 of 7 recalls have a low industry completion rate — statistically likely unrepaired.

58%
avg repaired

Statistical model based on recall age, component type, and manufacturer. Not a repair confirmation. Demand dealer service records.

BMW Recall Completion Rate — Industry Context
91%Good

BMW completes recalls at a good rate (91%), averaging about 16 months to remedy. Most affected vehicles are fixed.

Avg time to remedy open recall: ~16 months · Source: NHTSA Recall Completion Rate Reports

Avg Fix Time
16mo
#20V598000
Invalid Date

BACK OVER PREVENTION: SENSING SYSTEM: CAMERA

SummaryBMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4 xDrive 30i, X4M 40i, 530i, 540i, 540i xDrive, M550i xDrive, M5, 550e, 550e xDrive, and 550e iPerformance vehicles. A small portion of the rearview image may be slightly obscured. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 111, "Rear Visibility."
Read full details...
ConsequenceIf the driver relies on only the rearview camera image, the reduced rearview image view can increase the risk of a crash or injury.
Est. Repair Completion~69%

~31% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V096000
Invalid Date

BACK OVER PREVENTION: SENSING SYSTEM: CAMERA

SummaryBMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5M, X5 M50i, X7 xDrive40i, X7 xDrive50i, X7 M50i, Alpina XB7, 330i, 330i xDrive, M340i, M340i xDrive, and 8 Series Coupe, Convertible and Grand Coupe, 840i, 840i xDrive, M850i xDrive, M8, 2020-2021 530e, 530e xDrive, 330e, 330e xDrive, 745Le, 745Le xDrive, X5 xDrive45e, X3 xDrive30e, X6 sDrive40i, X6 xDrive40i, X6 xDrive50i, X6 M50i, X6M, 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 740i, 740Li, 740Li xDrive, M760i Drive, M760Li xDrive, 750Li xDrive Alpina, Alpina B7 xDrive, and 2021 4 Series Coupe 430i, 430i xDrive, M440i xDrive vehicles. When shifting into Reverse, a small portion of the rearview image may be obscured, or the screen may not illuminate. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 111, "Rear Visibility."
Read full details...
ConsequenceIf the driver relies on only the rearview camera image, the missing or reduced rearview image view can increase the risk of a crash or injury.
Est. Repair Completion~69%

~31% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V199000
Invalid Date

FUEL SYSTEM, GASOLINE:STORAGE:TANK ASSEMBLY

SummaryBMW of North America, LLC (BMW) is recalling certain 2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, and X4, and 2021 X4 xDrive30i vehicles. The inlet check valve weld may fail, allowing the filling pipe to separate from the fuel tank.
Read full details...
ConsequenceFuel may leak through the failed weld, increasing the risk of a fire.
Est. Repair Completion~74%

~26% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#21V598000
Feb 2021

ENGINE

SummaryBMW of North America, LLC (BMW) is recalling certain 2020 M340i, M340i xDrive, 540i, 540i xDrive, X3 M40i, 2020-2021 X4 M40i, 745Le xDrive, 2019-2021 Z4 M40i, and 2020-2021 Toyota Supra vehicles. During engine start, the engine management software may cause loss of braking assist. Full mechanical braking (without assist) remains available.
Read full details...
ConsequenceLoss of braking assist can increase the risk of a crash.
Est. Repair Completion~74%

~26% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#23V211000
Invalid Date

SEATS

SummaryBMW of North America, LLC (BMW) is recalling certain 2019-2021 330i, 330i xDrive, M340i xDrive, 2020-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, 2021 X3 xDrive30e, X4 xDrive30i, and X4M vehicles. The seat frame may not have been welded properly to the seat rails.
Read full details...
ConsequenceAn improperly welded seat frame may not properly restrain the occupant during a crash, increasing the risk of injury.
Est. Repair Completion~66%

~34% chance this recall was never fixed

Moderate Risk

Source: NHTSA statistical model by recall age & component type

#25V636000
Invalid Date

ELECTRICAL SYSTEM:STARTER ASSEMBLY:RELAY

SummaryBMW of North America, LLC (BMW) is recalling certain 2019-2021 BMW 330i, 2019-2022 BMW Z4, 2020-2022 BMW 530i, X3, X4, Toyota Supra, 2021-2022 BMW 430i, 430i Convertible, and 2022 BMW 230i vehicles. The engine starter relay may corrode, causing the relay to overheat and short circuit.
Read full details...
ConsequenceA short circuit in the starter relay may increase the risk of a fire.
Est. Repair Completion~35%

~65% of these vehicles are statistically unrepaired

High Risk

Source: NHTSA statistical model by recall age & component type

#26V056000
Invalid Date

ELECTRICAL SYSTEM:STARTER ASSEMBLY

SummaryBMW of North America, LLC (BMW) is recalling certain 2021-2023 Toyota Supra, 2022-2023 2 Series Coupe, 2021-2024 5 Series (xDrive), 2021-2022 Z4, 2022-2024 4 Series (Gran Coupe), 2021-2024 4 Series (Convertible and xDrive Convertible), 2021-2023 4 Series (Coupe), 2021-2024 3 Series, 2021-2023 X4, 2021-2024 X3 vehicles. Please see the recall report for a complete list of all models. The engine starter may overheat and catch fire due to wear on an internal component.
Read full details...
ConsequenceFire increases the risk of injury.
Est. Repair Completion~22%

~78% of these vehicles are statistically unrepaired

High Risk

Source: NHTSA statistical model by recall age & component type

Recall IntelligenceDetailed analysis of recall history and severity
Recall Age — How Long Open
LONG-STANDING OPEN
ENGINE
5.2yr open

⚠ One or more recalls have been open for over 5 years — may never have been repaired on this vehicle.

First Recall
02/08/2021
7 total campaigns
Systems Recalled
Fuel SystemEngine/PowertrainExterior/OtherElectrical
Recall Remedy Breakdown
3
Part Replacements
4
Software/OTA Updates
0
Buyback/Refund
0
High-Effort Repairs
⚠ 1 recall is over 2 years old — statistically less likely to have been completed. Verify repair status with any dealer using your VIN.
Recall Remedy Effectiveness — Complaints Continue After FixOwner complaints filed AFTER recall remedies were issued for the same components
RECALL DIDN'T FIX IT

100% of complaints about "ENGINE" were filed AFTER recall campaign 21V598000 (2021-02-08) — the recall remedy may not have fully resolved the issue.

ENGINE
100% post-recall
Recall: 2021-02-080 before · 2 after#21V598000

Continuing complaints after a recall may indicate an inadequate fix, a new failure mode, or that many vehicles never had the recall performed. Verify recall completion status directly with NHTSA.

Lemon Law Eligibility
May Qualify

This vehicle shows 3 lemon law indicators. Eligibility depends on state law, number of repair attempts, and days out of service — consult a lemon law attorney.

Strong protection states: California, New Jersey, Connecticut, Massachusetts
Complaints
Complaint Intelligence6 complaints analyzed across 4 system categories
By System / Component
Engine/Powertrain
2
Safety Systems
2
Other
1
Suspension/Wheels
1
Complaint Trend by Year
2023
1
2026
5
Complaint Trend
Accelerating +400%
5
Last 24 months
1
Prior 24 months

⚠ Complaint rate is accelerating — issue may be getting worse

Reported Failure Modes
Electrical failure1
Conditions Reported
Rain/wet (2)Highway/high-speed (1)Startup (1)
Owner Complaints6 safety complaints filed with NHTSA
6HIGH VOLUME
ODI #11729655POWER TRAIN,ENGINE

I am reporting a safety concern regarding BMW vehicles equipped with the B58 Technical Update (B58TU) engine, commonly found on models from 2019 to 2021. The oil pump in these vehicles is failing prematurely. I was told this by service technicians at BMW and confirmed it through my own research. The oil pump failure is due to a plastic adjusting ring breaking. The result is severe oil pressure loss and engine failure. This is uncommon for a vehicle that has 65k miles. The engine failure comes without warning; there are no check engine light warnings. The vehicle's engine just fails I discovered the oil pump failure when I found it unusual that I had to add oil twice over a 6-month period. I took it to the dealer, where they informed me of the issue. This is extremely dangerous, especially when an engine locks up at high speeds on a highway.

ODI #11717328ENGINE

The contact owns a 2021 BMW X4. The contact received notification of NHTSA Campaign Number: 25V636000 (Electrical System). While the vehicle was in park(P), there were abnormal sounds coming from the engine. The contact stated that when the vehicle was shifted into drive(D) and the brake pedal was depressed, there was an abnormal sound coming from the front of the vehicle. The vehicle was taken to a dealer on several occasions, but the failure was not duplicated. The vehicle was then taken to an independent mechanic and was currently being diagnosed. The manufacturer was notified of the failure. The failure mileage was approximately 70,000.

ODI #11715323SEAT BELTS

Went to sit in driver rear seat and put on my seat belt and found it frayed apart. Thought this was od and tried the rear passenger side only to find the exact same thing. Took it to the dealer in Visalia, CA. They said that they have never seen anything like that before. After discovering that both belts were broken in the same spot, they concluded it must be caused by wear in the retracting mechanism, but because the car was out of manufacturer's warranty they could only sell me new ones. I believe this is a very serious safety issue because as they were starting to fray apart the belts may have not had enough strength to restrain someone during an accident. Glad this was discovered before that happened!

ODI #11713399SEAT BELTS

BOTH rear seat belts have broken off in the same spot. Went to use the driver's side rear seat belt and found it had been broken (frayed off). Moved to the passenger side and found the exact same thing. This could have been a bad situation if in an accident had occurred where they had not completely frayed but would have failed. Took it to my local dealer and they had no answers as to how this could have happened but suggesting that it most likely happened inside the recoil mechanism. They offered no other remedy other than to have me pay for replacement since the car was out of manufactory warranty,

ODI #11709969UNKNOWN OR OTHER

transfer case AWD/xDrive system drivetrain components The dealer diagnosed a transfer case failure on the BMW X4 xDrive. Vehicle displayed drivetrain malfunction warning. Repair estimate exceeds $20,000. The vehicle has under 50,000 miles. The issue appears consistent with known xDrive transfer case complaints. The warning light came on on January 7, 2026, at approximately 6 pm.

ODI #11507631SUSPENSION

What component or system failed or malfunctioned, and is it available for inspection upon request? - Suspension How was your safety or the safety of others put at risk? - Its giving head ache and body pain, driver & passengers are jumping / shaking / feeling very uncomfortable Has the problem been reproduced or confirmed by a dealer or independent service center? - Dealer mentioned all good, it designed this way Has the vehicle or component been inspected by the manufacturer, police, insurance representatives or others? - yes by BMW Service center Were there any warning lamps, messages or other symptoms of the problem prior to the failure, and when did they first appear? - No The car's performance and handling is good, but the biggest concern is with suspension. Bad experience in the driver's seat and more bad in the passenger seat. I understand if the suspension is not performing in sport mode, but even in comfort mode the suspension is not even working 10%. Really frustrated and getting depressed. Why is it mentioned as comfort mode and not doing the intended job ? Why is the car being advertised and sold as it has Adaptive suspension ? really the car has suspension ? The car is wobbling / shaking and very rough even for very small bumps / uneven surfaces (the car is just falling into it). It gives a headache when driving on a speed breaker even at 5 MPH. I really feel like the car has no suspension. Mentioning and selling with comfort mode where it is not doing the intended job is definitely a defective and design flaw. I would not have purchased it if it does not has comfort mode. Its happening all the time and from 5 to 70 mile speed. Please help me on this.

Complaint & Reliability TimelineAnnual complaints (blue) vs. composite reliability score (amber) — recall years marked in red
Complaint & Reliability Timeline
Annual complaints and reliability score for BMW X4 — recall years marked in red
0350501002023202420252026Complaints/yrReliability (0–100)
Annual complaints (left axis)
Reliability score 0–100 (right axis, higher = safer)
Crash-involved complaints that year
Chart Analysis

The blue line shows 6 total NHTSA complaints filed over 2 years, with the worst year being 2026 (5 complaints).

The amber reliability line is declining — recent years score around 85/100, lower than earlier in the vehicle's life. This pattern indicates issues are accumulating over time rather than being resolved, which is a concern for used buyers.

Details & Analysis
Financial
5-Year Ownership Cost EstimateBased on EPA fuel data, standard depreciation, and US average insurance/maintenance costs
$0
Annual Fuel
EPA estimate
$1,800
Annual Insurance
US average
$1,300
Annual Maintenance
5-yr-old vehicle avg
$2,591
Annual Depreciation
Current period
Estimated 5-Year Total Cost
Fuel + Insurance + Maintenance + Depreciation
$28,455

Estimates use EPA fuel economy data, AAA 2024 national averages for insurance and maintenance, and a standard depreciation curve. Actual costs vary by location, driving habits, and vehicle condition.

5-Year Total Cost of OwnershipEstimated based on EPA fuel data, risk-adjusted maintenance, and depreciation
$46,960
~$783/mo over 5 yrs
$0.8/mi
cost per mile
Fuel
$10,000
Insurance (est.)
$7,500
Maintenance
$10,000
Repair Risk Buffer
$6,000
Depreciation
$13,460

Estimated 5-year cost of ownership: $46,960 (~$783/mo). Repair risk buffer is standard due to vehicle risk profile.

Estimated Market ValueDepreciation-based estimate from original MSRP
$24,000
Low
$28,500
Est. Value
$33,000
High

Based on original MSRP of $61,700 with suv depreciation curve. Range reflects ±15% market variance. Actual value depends on condition, options, and local demand.

Negotiation AmmunitionUse these data-backed findings to negotiate the price down
7 open recalls (unverified repair status)−$3,500
1 recall over 2 years old — likely uncompleted−$400
Total recommended deduction−$3,900
Suggested fair offer: ~$24,600
Pre-Purchase Inspection ChecklistTailored for the 2021 BMW X4 — specific failure modes your mechanic must check, not a generic list
HIGH
Verify recall BACK OVER PREVENTION: SENSING SYSTEM: CAMERA has been repaired
Recall on record for: BMW of North America, LLC (BMW) is recalling certain 2020-2021 X3 sDrive 30i, X3 xDrive 30i, X3M 40i, X3 xDrive 30e, X4
HIGH
Verify recall BACK OVER PREVENTION: SENSING SYSTEM: CAMERA has been repaired
Recall on record for: BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X
HIGH
Verify recall FUEL SYSTEM, GASOLINE:STORAGE:TANK ASSEMBLY has been repaired
Recall on record for: BMW of North America, LLC (BMW) is recalling certain 2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, and X4, and 2021 X4
HIGH
Verify recall ENGINE has been repaired
Recall on record for: BMW of North America, LLC (BMW) is recalling certain 2020 M340i, M340i xDrive, 540i, 540i xDrive, X3 M40i, 2020-2021 X4
HIGH
Verify recall SEATS has been repaired
Recall on record for: BMW of North America, LLC (BMW) is recalling certain 2019-2021 330i, 330i xDrive, M340i xDrive, 2020-2021 X3 sDrive30i,
MEDIUM
Test drive and inspect: POWER TRAIN,ENGINE
Multiple owner complaints filed for this component — verify it functions correctly during test drive.
MEDIUM
Test drive and inspect: ENGINE
Multiple owner complaints filed for this component — verify it functions correctly during test drive.
MEDIUM
Test drive and inspect: SEAT BELTS
Multiple owner complaints filed for this component — verify it functions correctly during test drive.
MEDIUM
Get an independent pre-purchase inspection from a trusted mechanic
For any used vehicle with a risk score above Low, a $100–$150 independent inspection is always worth it.
MEDIUM
Run a VIN check on NHTSA.gov to confirm all recalls are closed
Free at nhtsa.gov/vehicle-safety/recalls — enter the VIN and confirm all campaigns show as completed.
MEDIUM
Verify title is clean and check for salvage/rebuilt brands at your state DMV
Title washing across state lines is common — confirm with your state DMV before finalizing purchase.
Recall Probability ForecastEstimated likelihood of a new recall in the next 18 months based on NHTSA signals
30%
18-month
51%
2-year
Moderate Probability
Cumulative 2-year risk: 51%

30% estimated recall probability — some indicators present but not alarming.

  • ▸Accelerating complaint rate — increasing pressure on NHTSA to act
  • ▸Multiple prior recalls — pattern of safety issues on this model
Maintenance ScheduleOEM-specified service intervals for this vehicle

Maintenance intervals vary significantly by make, model, year, engine, and driving conditions. Always follow the manufacturer's official schedule — not generic industry estimates.

Official BMW Maintenance Guide ↗Search Owner's Manual ↗

Tip: Request the seller's service records and compare against the manufacturer schedule. Missing intervals are a negotiation point.

History & Auctions
Insurance Cost EstimateEstimated annual premiums based on vehicle profile, theft data, and NHTSA safety ratings
Full Coverage
$1,650–$2,090/yr
~$138–$174/mo
Liability Only
$560–$710/yr
~$47–$59/mo
Category: Standard Vehicle
▼ 5-year-old vehicle: −7% (moderate depreciation)

Based on 2024 national avg ($2,011/yr full coverage). Individual rates vary by driver, location & insurer. Always compare 3+ quotes.

Manufacturer NHTSA Penalty HistoryFederal fines issued for recall delays and safety violations

BMW has been fined $3M+ by NHTSA. Most recently in 2014: Failure to submit required Early Warning Reports to NHTSA.

2014$3MFailure to submit required Early Warning Reports to NHTSA
State-Specific Legal ProtectionsWhat consumer laws apply to this vehicle purchase in your state

Select your state to see what consumer protection laws, lemon law coverage, and title disclosure requirements apply to this vehicle purchase.

Complete Data TableAll decoded fields in a single flattened view

Vehicle Identity

VIN5UX2V5C06M9G42650
Model Year2021
MakeBMW
ModelX4
TrimM40i
Vehicle TypeMULTIPURPOSE PASSENGER VEHICLE (MPV)

Body & Configuration

Body StyleSport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Doors4
Seat Rows5
Drive TypeAWD/All-Wheel Drive
Fuel TypeGasoline
TransmissionAutomatic

Engine

Engine Cylinders6
Displacement (L)2.9791682352
Horsepower382

Manufacturer

ManufacturerBMW MANUFACTURER CORPORATION / BMW NORTH AMERICA
Assembly CityGREER
Assembly CountryUNITED STATES (USA)

VIN Structure

WMI (Chars 1–3)5UX
Check Digit (Char 9)6
Model Year Code (Char 10)M
Plant Code (Char 11)9
Sequence (Chars 12–17)G42650

Safety Data

NHTSA Recall Count7
NHTSA Complaint Count6
VIN Structure DecodeISO 3779 character-by-character breakdown of this Vehicle Identification Number
5
1
U
2
X
3
2
4
V
5
5
6
C
7
0
8
6
9
M
10
9
11
G
12
4
13
2
14
6
15
5
16
0
17
WMI (1–3)
VDS (4–8)
Check Digit (9)
Model Year (10)
Serial (11–17)
5
World Manufacturer
Country & region of manufacture
Position 1
U
Manufacturer
Specific manufacturer identifier
Position 2
X
Vehicle Type
Division or vehicle type
Position 3
2V5C0
Vehicle Descriptor Section (VDS)
Body style, engine type, restraint system
Position 4–8
6
Check Digit
Mathematical validation character
Position 9
M
Model Year
Year of manufacture
Position 10
9
Assembly Plant
Where the vehicle was assembled
Position 11
G42650
Production Sequence
Unique serial number for this vehicle
Position 12–17
Country of Manufacture
United States
From VIN position 1 (5)
Model Year Character
"M" → 2021
Could also be 1991
Check Digit (Pos 9)
✓ Valid
ISO 3779 weighted-sum algorithm
Research This Model
Reliability Scores
Year-by-year reliability ratings
Years to Avoid
Best & worst model years ranked
Common Problems
Owner complaints & known defects
All NHTSA Recalls
Complete recall campaign history
View all BMW VIN reports →← New Lookup

Disclaimer: Data sourced from NHTSA public APIs and scraped auction listings. For informational purposes only. Not a substitute for a paid vehicle history report. Retrieved: 5/4/2026, 3:50:50 AM.