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1HGCY2F86TA0021552026 HONDA AccordTouring

Risk Score
0
LOW RISK
out of 100
Safety Recalls
Clear
No active recalls
NHTSA Complaints
None
No complaints filed
Safety Rating
Not Tested
See iihs.org/ratings
Vehicle Age
0 yrs
Made in UNITED STATES (USA)
Safety Grade
B-
Score: 80/100
Verdict & Risk Assessment
📄

Executive Summary

2026 HONDA Accord was analyzed across NHTSA recalls, owner complaints, crash test data, and public auction records. No open recalls, complaints, or auction appearances were found — a clean result.

Critical Alerts
Title Brand CheckMined from auction damage fields and listing titles — not a DMV title history pull

No auction records available. Title brand status could not be verified — request title history from seller or state DMV.

Vehicle
Vehicle SpecificationsDecoded from NHTSA vPIC database
Make
HONDA
Model
Accord
Year
2026
Trim / Series
Touring
Body Style
Sedan/Saloon
Vehicle Type
PASSENGER CAR
Drive Type
4x2
Fuel Type
Gasoline
Engine
4-cyl 2L 146 hp
Transmission
Electronic Continuously Variable (e-CVT)
Doors
4
Manufacturer
AMERICAN HONDA MOTOR CO., INC.
Assembly
MARYSVILLE, OHIO, UNITED STATES (USA)
GVWR
Class 1C: 4,001 - 5,000 lb (1,814 - 2,268 kg)
Electrification
Strong HEV (Hybrid Electric Vehicle)
Assembly Plant QualityHonda of America Mfg. (Marysville)
AQuality81/100
Good📍 MARYSVILLE, OHIO

Honda's first and flagship US plant. Produces Accord and Honda Ridgeline.

Awards & Recognition
  • ✓JD Power IQS recognition (multiple years)
Safety
Safety IntelligenceComposite analysis from NHTSA recall, complaint, and crash data
Overall Safety Grade
B-
Score: 80/100
Crash Test Rating20/40
Recall Safety30/30
Complaint History30/30
Recall Risk Score
0/100Clear

✓ No high-risk recall components found

Modern Safety Index
2/100
Basic
1 of 20 safety features detected
Missing: Automatic Emergency Braking, Pedestrian AEB, Forward Collision Warning, Electronic Stability Control
Fire Risk Assessment
None
  • ▸Electric/hybrid vehicle — monitor for battery thermal events
Driver Assistance FeaturesADAS equipment data from NHTSA vPIC database
Forward Collision Warning?Unknown
Automatic Emergency Braking?Unknown
Pedestrian AEB?Unknown
Rear AEB?Unknown
Lane Departure Warning?Unknown
Lane Keep Assist?Unknown
Lane Centering Assist?Unknown
Blind Spot Monitoring?Unknown
Rear Cross Traffic Alert?Unknown
Adaptive Cruise Control?Unknown
Adaptive Headlights?Unknown
Auto High Beam?Unknown
Parking Assist?Unknown
Backup Camera?Unknown
Electronic Stability Control?Unknown
Tire Pressure Monitoring?Unknown
Event Data Recorder✓Standard
Crash Notification?Unknown
Dynamic Brake Support?Unknown
Keyless Ignition?Unknown
Recalls
NHTSA Safety Recalls
0CLEAR
✓
No Recall Campaigns Found
NHTSA has no active or historical recalls for this 2026 HONDA.
Complaints
Details & Analysis
Financial
5-Year Total Cost of OwnershipEstimated based on EPA fuel data, risk-adjusted maintenance, and depreciation
$31,344
~$522/mo over 5 yrs
Fuel
$10,000
Insurance (est.)
$7,500
Maintenance
$4,000
Repair Risk Buffer
$1,500
Depreciation
$8,344

Estimated 5-year cost of ownership: $31,344 (~$522/mo). Repair risk buffer is standard due to vehicle risk profile.

Pre-Purchase Inspection ChecklistTailored for the 2026 HONDA Accord — specific failure modes your mechanic must check, not a generic list
MEDIUM
Get an independent pre-purchase inspection from a trusted mechanic
For any used vehicle with a risk score above Low, a $100–$150 independent inspection is always worth it.
MEDIUM
Run a VIN check on NHTSA.gov to confirm all recalls are closed
Free at nhtsa.gov/vehicle-safety/recalls — enter the VIN and confirm all campaigns show as completed.
MEDIUM
Verify title is clean and check for salvage/rebuilt brands at your state DMV
Title washing across state lines is common — confirm with your state DMV before finalizing purchase.
Recall Probability ForecastEstimated likelihood of a new recall in the next 18 months based on NHTSA signals
5%
18-month
10%
2-year
Low Probability
Cumulative 2-year risk: 10%

5% baseline recall probability — no strong indicators of an imminent recall.

Maintenance ScheduleOEM-specified service intervals for this vehicle

Maintenance intervals vary significantly by make, model, year, engine, and driving conditions. Always follow the manufacturer's official schedule — not generic industry estimates.

Official HONDA Maintenance Guide ↗Search Owner's Manual ↗

Tip: Request the seller's service records and compare against the manufacturer schedule. Missing intervals are a negotiation point.

History & Auctions
Insurance Cost EstimateEstimated annual premiums based on vehicle profile, theft data, and NHTSA safety ratings
Full Coverage
$2,040–$2,590/yr
~$170–$216/mo
Liability Only
$560–$710/yr
~$47–$59/mo
Category: Standard Vehicle
▲ New / recent model year: +15% (high replacement cost)

Based on 2024 national avg ($2,011/yr full coverage). Individual rates vary by driver, location & insurer. Always compare 3+ quotes.

Manufacturer NHTSA Penalty HistoryFederal fines issued for recall delays and safety violations

HONDA has been fined $93M+ by NHTSA. Most recently in 2016: Additional penalties related to Takata airbag recall management.

2015$70MFailure to report deaths and injuries linked to Takata airbag defect
2016$23MAdditional penalties related to Takata airbag recall management
State-Specific Legal ProtectionsWhat consumer laws apply to this vehicle purchase in your state

Select your state to see what consumer protection laws, lemon law coverage, and title disclosure requirements apply to this vehicle purchase.

Complete Data TableAll decoded fields in a single flattened view

Vehicle Identity

VIN1HGCY2F86TA002155
Model Year2026
MakeHONDA
ModelAccord
TrimTouring
Vehicle TypePASSENGER CAR

Body & Configuration

Body StyleSedan/Saloon
Doors4
Drive Type4x2
Fuel TypeGasoline
TransmissionElectronic Continuously Variable (e-CVT)

Engine

Engine Cylinders4
Displacement (L)2
Horsepower146

Manufacturer

ManufacturerAMERICAN HONDA MOTOR CO., INC.
Assembly CityMARYSVILLE
Assembly CountryUNITED STATES (USA)

VIN Structure

WMI (Chars 1–3)1HG
Check Digit (Char 9)6
Model Year Code (Char 10)T
Plant Code (Char 11)A
Sequence (Chars 12–17)002155

Safety Data

NHTSA Recall Count0
NHTSA Complaint Count0
VIN Structure DecodeISO 3779 character-by-character breakdown of this Vehicle Identification Number
1
1
H
2
G
3
C
4
Y
5
2
6
F
7
8
8
6
9
T
10
A
11
0
12
0
13
2
14
1
15
5
16
5
17
WMI (1–3)
VDS (4–8)
Check Digit (9)
Model Year (10)
Serial (11–17)
1
World Manufacturer
Country & region of manufacture
Position 1
H
Manufacturer
Specific manufacturer identifier
Position 2
G
Vehicle Type
Division or vehicle type
Position 3
CY2F8
Vehicle Descriptor Section (VDS)
Body style, engine type, restraint system
Position 4–8
6
Check Digit
Mathematical validation character
Position 9
T
Model Year
Year of manufacture
Position 10
A
Assembly Plant
Where the vehicle was assembled
Position 11
002155
Production Sequence
Unique serial number for this vehicle
Position 12–17
Country of Manufacture
United States
From VIN position 1 (1)
Model Year Character
"T" → 2026
Could also be 1996
Check Digit (Pos 9)
✓ Valid
ISO 3779 weighted-sum algorithm
Research This Model
Reliability Scores
Year-by-year reliability ratings
Years to Avoid
Best & worst model years ranked
Common Problems
Owner complaints & known defects
All NHTSA Recalls
Complete recall campaign history
View all HONDA VIN reports →← New Lookup

Disclaimer: Data sourced from NHTSA public APIs and scraped auction listings. For informational purposes only. Not a substitute for a paid vehicle history report. Retrieved: 4/17/2026, 11:22:04 AM.